For insurance agencies
When your carrier statements come in, is anyone actually checking them?
The short answer
Insurance agency bookkeeping means reconciling carrier commission statements line by line — not just categorizing what hits the bank. We handle commission reconciliation, producer splits, and your monthly close for a fixed fee; most agencies land between $600 and $1,200 a month. Send one month of statements and we'll reconcile them free.
Founder, Accelerate Business Solutions · Published August 21, 2026 · Last updated August 21, 2026
The problem nobody in the agency owns
Your revenue arrives in five formats, on five schedules.
Every carrier reports differently. Rates, terms, chargebacks for cancellations — dense, inconsistent, and time-consuming to verify. So most agencies don't. That's the gap we close.
Am I getting paid what I'm owed?
Carriers make mistakes — misapplied rates, dropped policies, shorted commissions. Most owners suspect it and have no practical way to check.
Are my producers paid right?
Get a split wrong once and you create friction with the person generating revenue. Get it wrong twice and you lose them.
Running on the bank balance
Knowing your balance isn't the same as knowing how the agency is doing. No monthly close means no real read on the business.
The March scramble
Year-end shouldn't be an archaeology project. Clean books hand off to your CPA without the fire drill — or the cleanup bill.
New carrier, new headache
Every appointment adds another statement format to reconcile. Growth quietly increases the back-office load.
It's on you at 11pm Sunday
A lot of owners do the books themselves — badly, late, and resentfully. That's not what your time is worth.
Trusted by business owners who run on real numbers
What you get every month
Built specifically for agencies.
We're not a tax firm and we're not a CPA firm. We're the layer underneath — the people who make sure the books are accurate every month, so when your CPA files or you make a decision, the numbers are actually right.
Commission reconciliation
Carrier statements matched line by line against what you expected to receive. Most bookkeepers don't do this. It's our core discipline for agencies.
Producer splits
What each producer is owed, calculated accurately and delivered on time, every single month.
Monthly close, on a set date
Every transaction categorized, every account reconciled, books closed and delivered on schedule — not whenever someone gets to it.
Financial statements you can read
P&L, balance sheet, and cash position in a format an owner can actually use to make decisions.
A/R & A/P support
What's owed to you and what you owe, tracked so nothing slips through the cracks.
Year-end & 1099s
Books closed clean and handed to your CPA without a scramble in March.
Send one month of carrier statements. We'll reconcile them free.
Within a week you'll know whether you're being paid correctly — line by line, against what you expected to receive. If it's clean, we'll say so. No pitch, no obligation, nothing to sign.
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Email us one month of statements (PDF or spreadsheet)
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We reconcile them against expected commissions
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You get a straight answer within a week
Or send them to shannon@acceleratebizsolutions.com · (913) 731-1971
Who this fits
- Independent agencies and brokerages
- Captive agency offices
- P&C and commercial lines
- Multiple carrier appointments
- One or more producers on commission splits
- Owner-led shops, roughly 2–15 people
Questions agency owners actually ask
We already have a bookkeeper.
Most agencies we work with did too. The question is whether they're reconciling your commission statements against the carrier reports, or mostly categorizing what hits the bank. Those are two very different jobs — and only one of them catches underpayments.
Our CPA handles our books.
Your CPA files the return once a year from the numbers they're given. We do the monthly work underneath it: close, reconciliation, splits, and statements — so their job gets easier and often cheaper.
Do you work with captive agencies?
Yes. Captive offices have a simpler carrier picture, but the same core needs: clean monthly books, accurate producer comp, and numbers an owner can trust. Multi-carrier independents are where commission reconciliation matters most.
What does it cost?
Investment depends on how many carriers and producers you have. Most agencies land between $600 and $1,200 a month, fixed. We pin it down once we see how your books are set up.
Keep reading:
- Insurance commission tracking — how carrier statements get reconciled line by line, and discrepancies chased.
- Services and pricing — the full breakdown of what monthly bookkeeping includes.
- How much does bookkeeping cost in 2026? — DIY vs. full-time hire vs. fractional, with real numbers.
Client results
What owners say after the books are handled
Shannon got our books cleaned up and finally showed us which jobs were actually making money. We stopped guessing on bids and our margins went up because of it.
Having Shannon handle the bookkeeping took a huge weight off. Everything is closed on time, the numbers make sense, and I get my evenings back instead of fighting QuickBooks.
Thirty minutes. A straight answer either way.
Book a free consult and we'll look at how your carriers report, how your books are set up, and whether there's money going unclaimed.
Book your free consult